And So the Tax Follies Begin!

I answered a call from my tax preparer this morning.  They'd left me a message saying they had "a question."  I had already dropped off my information for them to work on.  There was no question they wanted to ask.  They warned me that I need to withdraw $920 immediately from my Health Savings Account because, according to my HSA statement from the HSA bank guys, I had paid in far too much, and if the IRS got wind of it they were going to want to PUT ME ON THE RACK AND TORTURE ME WITH HOT POKERS. 

Now, this is IMPOSSIBLE because I always put the exact amount of my insurance deductible in there -- about half of the yearly maximum contribution -- and I generally use it all up by July, so that when the next January comes I can start over fresh refilling the empty account.  My first, worrying thought was that I'd somehow SCREWED UP my yearly enrollment paperwork at the office.  There's a box to check and a row of empty slots to fill out on your computer regarding this sort of thing, and I wondered if I'd asked my employer to deduct money from my paycheck and route it to the HSA without realizing I'd done it.  I've even done this once before in the past, so it seemed possible despite all my doublechecking.

Nope.  They printed everything right out for me, and it all matched up with my information.

So I went to the HSA bank's web address and -- after a desperate search, because they keep rearranging the site so you can never find anything -- looked at the contributions made in 2017.

It said exactly what it should say.  I paid the full deductible amount in November and that was all the money I had in there.  Minus a few shekels, because I've already used some of it.  There was no thousand-dollar surplus.

So all I could think of to do was click on "Contact Us" and tell them what was going on.  They claim they will respond within 2 business days.  You click "SEND" and it vanishes; there's no way to document that I contacted them at all, which really grinds me.

So now we wait.